Know exactly what you can afford before you start searching for a home.
-Complete our simple pre−approval letter request.
-Receive options based on your unique criteria and scenario.
-Compare mortgage interest rates and terms
-Choose the offer that best fits your needs'
To qualify for a mortgage, lenders typically require a debt-to-income ratio of 43/49. This means that no more than 43% of your gross monthly income can go toward your new mortgage payment, and no more than 49% toward total monthly debt, including the mortgage. VA and FHA loans may allow higher debt ratios on a case-by-case basis.